Which of the following is NOT typically included in a mortgage loan application?

The correct answer is that investment stock portfolio details are not typically included in a mortgage loan application.

When applying for a mortgage, lenders are primarily focused on assessing the borrower's ability to repay the loan. This assessment involves evaluating financial stability and risk, which is generally reflected in factors such as personal identification, employment history, and credit history. Personal identification verifies the identity of the applicant, while employment history confirms their job stability and income level — both crucial for lenders when determining loan eligibility. Credit history provides a snapshot of the borrower’s past behavior concerning debt management and repayment.

Investment stock portfolios, while an indicator of wealth, do not provide direct insight into regular income or repayment capability needed for typical mortgage assessments. Therefore, this information is generally not required as part of the core documentation that lenders use to evaluate mortgage applications.